Car accidents—whether major or minor—can leave you shaken, confused, and unsure of what to do next. If you’ve been in a car accident in San Luis Obispo, even a seemingly minor one, it’s important to protect your health, legal rights, and insurance claims. Here’s what you need to know.
Immediate Steps to Take After a Car Accident
Stay calm and follow this essential checklist:
- Ensure Safety – Move to a safe location if possible. Turn on hazard lights.
- Call 911 – Always report the accident to emergency services, especially if there are injuries or significant damage.
- Document the Scene:
- Take photos of vehicle damage, license plates, and the surrounding area.
- Exchange contact and insurance information with all involved parties.
- Contact Law Enforcement – In San Luis Obispo, either the California Highway Patrol (CHP) or San Luis Obispo Police Department (SLOPD) will respond, depending on location:
- CHP San Luis Obispo Office – (805) 594-8700
- SLOPD Non-Emergency – (805) 781-7317 [Business Line]
- Get Medical Attention – Even if you feel fine, minor accidents can cause delayed injuries like whiplash or concussion.
- Notify Your Insurance Company – Report the accident as soon as you can, ideally within 24 hours.
Minor Accidents Still Carry Major Risks
Many drivers wonder: Do I need a lawyer after a minor car accident in SLO? The answer often depends on:
- The presence of injuries (even soft tissue damage)
- Disputes about fault
- Insurance issues or low settlement offers
- Missed work or medical bills
Even if the damage seems small, an attorney can help protect your rights and maximize compensation for pain and suffering, lost wages, or medical expenses.
Pro Tip: Don’t Admit Fault at the Scene
Even apologizing can be taken as an admission. Stick to the facts when speaking to police, and don’t sign anything from insurance companies without legal review.
When to Consult a Lawyer
You may benefit from speaking with a personal injury attorney in San Luis Obispo if:
- You were injured, even slightly
- Your insurance claim was denied or delayed
- The other driver’s insurer is offering a low settlement
- You’re unsure how to document damages or file claims
Many reputable firms, like ours, offer free consultations to help you understand your options.
Contact a Car Accident Attorney in San Luis Obispo
If you’ve been involved in a car accident in San Luis Obispo—no matter how small—our legal team at the Frederick Law Firm is here to help. We’ll walk you through your options, protect your rights, and help you get the compensation you deserve.
👉 Call us or fill out our intake form today to schedule a free consultation:
https://www.fredericklaw.net/contact-us/
FAQs
Q: What if the police don’t respond to my accident?
A: You must still file a report with the California DMV within 10 days if there’s injury, death, or property damage over $1,000.
Q: Can I file a claim for pain and suffering in a minor accident?
A: Yes. Even minor accidents can cause serious injuries that qualify for compensation.
Q: Should I go to the ER even if I feel fine?
A: It’s recommended. Internal injuries and concussions often don’t show symptoms immediately.
Q: Will my insurance go up if I wasn’t at fault?
A: Possibly, but not always. Fault and state insurance rules vary. Consult with your agent or attorney.